Mossanen Group · Investment Memorandum
Hudson Square
258-Unit Class A Multifamily · Westerville, Ohio
🔒

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Mossanen Group · Investment Memorandum
Hudson Square
258-Unit Class A Multifamily · Westerville, Ohio (Columbus MSA)
$45,000,000
97.7%
2013
15.0%
3.0x
22.1%
1
Executive Summary
Offer Price
$44.5M
$172k/unit · $180 PSF
Levered IRR
15.0%
10-year hold
Equity Multiple
3.0x
Levered
Going-In Cap Rate
5.53%
In-place NOI / offer price
Year 5 Yield on Cost
6.35%
Y5 NOI / stabilized basis
Exit Cap Rate
5.25%
Year 10 disposition
Avg. Cash-on-Cash (Yrs 6–10)
22.1%
Post-refi levered · remaining equity

Mossanen Group is presenting the acquisition of Hudson Square, a 258-unit Class A garden-style multifamily community at 5451 Olivia Michal Place in Westerville, Ohio — one of the most affluent and fastest-growing suburban nodes in the Columbus MSA. The property was built in 2013 across 8 three-story buildings on 12.8 acres, delivering institutional quality at a below-replacement-cost acquisition basis.

With 97.3% physical occupancy (251 of 258 units occupied) and in-place rents of $1,393/month ($1.46/SF) against a post-renovation market of $1,590/month ($1.66/SF), Hudson Square is a stabilized, high-performing asset generating strong day-one cash flow. The value-add opportunity is disciplined and quantifiable: in-place rents trail renovated comps by $196/month (14.0%) on average, and the renovation program — budgeted at $4,839/unit for 1BR (38.6% ROC) and $13,481/unit for 2BR (18.8% ROC) — generates a blended 21.3% return on cost.

Mossanen Group is submitting an offer at $44.5M ($172k/unit), acquiring below both the stabilized cost basis of $51.8M and estimated replacement cost of $235–240k/unit. The Year 5 refinance is a core pillar of the return profile, resetting the capital structure and accelerating levered cash-on-cash dramatically in Years 6–10.

Investment Highlights
📈
15.0% Levered IRR · 3.0x EM
10-year hold · $44.5M entry
🏠
97.3% Occupancy
Cash flowing from day one
🔨
21.3% Blended Reno ROC
$11,060/unit · +$196/mo premium
🏗️
~27% Below Replacement Cost
$172k/unit vs. $235–240k est.
💰
22.1% Avg CoC · Yrs 6–10
Post Year 5 refi inflection
🏭
$25B+ Proximate Investment
Intel, Anduril, Amazon, Meta, Google
👥
3-Mi. Avg. HHI: $118,125
3-mile median household income — top-decile suburban renter demographic

All financial projections based on Mossanen Group underwriting as of March 3, 2026.

Investment Rationale: The combination of stabilized in-place cash flow, a capital-efficient and proven renovation program, structural below-replacement-cost acquisition basis, and decade-long macro tailwinds from one of the country's most active advanced manufacturing corridors creates a compelling risk-adjusted return profile. The Year 5 refinance is expected to return approximately 70% of invested equity to partners while delivering 22.1% average levered cash-on-cash through the back half of the hold.
Disclaimer: All projections, returns, and financial metrics in this memorandum are directional estimates based on Mossanen Group's underwriting model as of March 3, 2026. They are subject to change and are not guarantees of future performance. Actual results may differ materially from projections due to market conditions, financing terms, renovation costs, lease-up velocity, and other factors outside of Mossanen Group's control. This document is intended solely for the use of the named recipient and does not constitute an offer to sell securities.
2
Property Overview
Property Details
Property NameHudson Square
Address5451 Olivia Michal Place, Westerville, OH 43081
MarketColumbus MSA — Northeast Submarket
Year Built2012
Asset ClassClass A Garden-Style Multifamily
Building Configuration8 Buildings · 3 Stories Each
Total Units258
Residential RSF247,026 SF
Average Unit Size957 SF
Site Area12.8 Acres (20.2 units/acre)
Parking480 spaces (1.86/unit)
Current Occupancy97.3% (251 of 258 units)
Amenities
OutdoorResort-style pool, sundeck, poolside BBQ/fire pit, dog park
Fitness & RecFitness center, theatre/media room, skee-ball, pool tables
BusinessBusiness center, cyber café, high-speed internet
CommunityClubhouse, TV lounge, resident events programming
In-UnitFull-size W/D, individual climate control, walk-in closets, ceramic tile backsplash, balcony/patio options
UtilitiesResident-paid (electric, water, sewer) — NOI protection
Location
Highway AccessDirect I-270 and OH-161 access
Retail6 min to Kroger; 7 min to New Albany retail corridor
Employment15 min to Intel campus; 10 min to New Albany Business Park
Downtown25 minutes to downtown Columbus

Unit Mix & Rent Roll Summary
Unit Type CntMixOcc.%OccSF In-Place$/SFMarket$/SF Prem $Prem %Reno CostROC
1BR/1BA — 720 SF 3614.0%36100.0%720 $1,210$1.68$1,400$1.94 +$19015.7%$4,85047.1%
1BR/1BA — 778 SF 3614.0%3597.2%778 $1,254$1.61$1,425$1.83 +$17113.6%$4,85042.3%
↳ 1BR Blended 7227.9%7198.6%749 $1,232$1.65$1,387$1.85 +$15512.6%$4,83938.6%
2BR/1BA — 1,007 SF 6023.3%5896.7%1,007 $1,407$1.40$1,575$1.56 +$16811.9%$11,27217.9%
2BR/2BA — 1,053 SF 12648.8%12296.8%1,053 $1,479$1.40$1,700$1.61 +$22114.9%$14,54118.2%
↳ 2BR Blended 18672.1%18096.8%1,038 $1,456$1.40$1,668$1.61 +$21114.5%$13,48118.8%
Total / Wtd. Avg. 258100%25197.3%957 $1,393$1.46$1,590$1.66 +$19614.0%$11,06021.3%

Market rents reflect post-renovation targets ($1,387 1BR / $1,668 2BR). Renovation scope: 1BR — paint cabinetry, vinyl plank flooring, fixtures, hardware ($4,839/unit · 38.6% ROC); 2BR — full kitchen package, flooring, bathroom finishes ($13,481/unit blended · 18.8% ROC). Blended: $11,060/unit · 21.3% ROC. Per rent roll as of March 2026.

Floor Plans
1BR / 1BA — 720 SF
1BR Floor Plan A
1BR / 1BA — 778 SF
1BR Floor Plan B
2BR / 1BA — 1,007 SF
2BR Floor Plan A
2BR / 2BA — 1,053 SF
2BR Floor Plan B
3
Investment Thesis
Pillar I
Stabilized Asset with Immediate Mark-to-Market Opportunity — Cash Flow from Day One
At 97.3% physical occupancy (251/258 units occupied), Hudson Square is not a lease-up or a turnaround — it is a stabilized, institutional-quality asset generating strong in-place cash flow from close. Year 1 NOI of $2.48M on a $44.5M purchase price implies a 5.53% going-in cap rate — a defensible entry for 2013-vintage Class A product in a structurally strengthening submarket.

Critically, this acquisition comes with a well-documented, near-term mark-to-market opportunity that requires no capital outlay. Recent lease comparables at unrenovated, similarly-positioned assets in the immediate trade area demonstrate that the submarket is already absorbing rents approximately $100/month above Hudson Square's current in-place average — a gap attributable to below-market lease-up pricing and management inertia rather than any fundamental asset deficiency. This spread is recoverable at natural turnover under Moss Communities management without a single dollar of renovation spend.

The full rent bridge is best understood in two distinct phases. The first ~$100/month is a straightforward mark-to-market correction — captured organically as leases roll and the property is repositioned under the Moss Communities brand. The second ~$100/month is earned through the renovation program, rebranding, and amenity upgrades detailed in Pillar II — elevating the asset into the middle of the comp set, above lower-tier unrenovated product and below the premium commanded by 2023–2025 vintage assets. This two-tranche rent bridge is conservative by design: the first tranche carries no execution risk, and the second is supported by eight documented comparable transactions. Together, they underpin a post-stabilization blended rent of approximately $1,590/month — squarely in the mid-market of the Westerville trade area and well within demonstrated renter willingness to pay. The stabilized foundation de-risks the program entirely: the asset generates income while value is being created.
Pillar II — Business Plan
Moss Communities Repositioning — Brand, Operational Excellence, and Precision Unit Renovation
Hudson Square will be rebranded and operated under the Moss Communities platform — bringing institutional management standards, resident-centric service, and a cohesive community identity to an asset that has historically been managed as a commodity. The business plan is deliberately sequenced to protect downside, stabilize operations, and compound NOI before pursuing rent growth.

Phase 1 — Operational Reset, Branding & Entrance Repositioning (Months 0–6): Immediately post-acquisition, Moss Communities executes a full vendor rebid, staffing optimization, and deployment of its operating standards. The property is rebranded under the Moss Communities flag, with updated signage, entry sequence, and digital presence. Critically, the property entrance presents a high-ROI cosmetic upgrade opportunity: strategic improvements to the visual presentation and branding at the point of arrival — including enhanced landscaping, monument signage, and arrival sequence — would materially elevate market perception, support rent growth, and better align the asset with the expectations of the professional renter in this submarket. First impressions drive leasing velocity, and this investment is among the most capital-efficient available. The existing business center is concurrently repositioned as a dedicated co-working and private conferencing suite — a zero-cost amenity upgrade directly targeting the remote-work and hybrid professional renter that defines this submarket.

Phase 2 — Amenity Redesign & Common Area Capital (Months 3–12): Targeted common area capital bridges the gap to newer Class A product without overcapitalizing. The amenity lounge will undergo a complete redesign — the current layout is misaligned with the expectations of the modern renter, and a full repositioning of this space is essential to compete with 2021–2025 vintage product in the immediate trade area. Additionally, Mossanen Group sees compelling potential in repositioning the existing movie room as a private golf simulator suite — a high-demand, low-overhead amenity that has demonstrated strong resident engagement and retention in comparable suburban markets. Pool deck and fitness center receive cosmetic modernization. Secure refrigerated package lockers, EV-ready parking infrastructure (phased), and resident app-based service management are introduced — high-utility, low-OPEX additions that reinforce retention and differentiation.

Phase 3 — Precision Unit Renovation (Months 12–48): Renovations are executed exclusively on natural turnover, paced conservatively to maintain occupancy and avoid market-timing risk. The scope is cosmetic and cost-disciplined — appropriate for a 2012-vintage asset with sound mechanicals. Specific improvements include: painting existing shaker cabinetry (white or soft gray) rather than full replacement for maximum capital efficiency; modernized shower and bathroom finishes including updated fixtures, hardware, and surrounds; and full removal of living area carpet in favor of luxury vinyl plank flooring, consistent with the finish standard already established across the competitive comp set. LED lighting packages and updated hardware complete the scope. The result is a unit that reads contemporary and move-in ready — aligned with the aesthetic bar set by direct competitors. In-place rents trail renovated comps by $180/month (14.7%) on 1BR and $212/month (14.5%) on 2BR. The renovation budget is deliberately differentiated by unit type: $4,839/unit on 1BRs (38.6% ROC) — a light-touch cosmetic scope of painted cabinetry, vinyl plank flooring, and updated fixtures — and $13,481/unit blended on 2BRs (18.8% ROC) — a more comprehensive kitchen and bathroom package consistent with the higher rent premium achievable in larger units. Blended: $11,060/unit at 21.3% ROC. This scope is supported by a documented rent gap across eight direct comparables averaging $1,590/month versus Hudson Square's $1,393 in-place. No over-improvement, no speculative scope.

The Moss Communities Connection: The Moss Communities investment thesis is built on the premise that AI, remote work, and shifting lifestyle priorities are structurally expanding the role of the home — and that suburban, larger-format rental communities in high-growth, knowledge-economy markets will outperform. Hudson Square embodies this thesis: 957 SF average units, top-rated school district, proximity to $25B+ in committed employment investment, and a $118K+ average household income renter base that treats its home as workplace and community. By operating Hudson Square as a branded community rather than a commodity, Moss Communities creates durable retention, pricing power, and long-term value that passive ownership cannot replicate.
Pillar III
Below-Replacement-Cost Basis — Structural Margin of Safety
At $172k/unit, Hudson Square is being acquired at a ~27% discount to full replacement cost (land + hard + soft) and a ~31% discount to the non-abated comparable sale average of $247,746/unit. Replacement cost for comparable product in the Columbus MSA today is $235,000–$240,000/unit, broken down as follows: land (ground) at $15,000–$20,000/unit, hard costs at $155,000/unit, and soft costs (architecture, engineering, permits, fees) at $65,000/unit. Even at the stabilized all-in basis of $200,643/unit post-renovation, the asset remains approximately 16% below replacement cost — a spread that makes new construction economically irrational as a competitive response. A developer cannot build this product today, or deliver it within 3 years, for anywhere near the acquisition price. This below-replacement-cost entry is the most defensible form of downside protection in multifamily — it creates a structural floor under asset value that exists independent of cap rate movements or market cycles.
Pillar IV
$25B+ Proximate Investment — One of the Country's Most Active Employment Corridors
Westerville and Northeast Columbus sit at the center of one of the most significant advanced manufacturing and technology investment cycles in U.S. history. Intel's $20B+ semiconductor campus (New Albany, 15 min, 3,000 permanent jobs at $135K avg. salary), Anduril's $1B Arsenal-1 defense facility (4,000+ jobs by 2035), Amazon AWS, Meta/Facebook, Google ($2.3B expansion), Amgen ($1.4B), and LG/Honda's $4.4B EV plant collectively represent committed demand for housing over a decade. At a $135K Intel salary, a renovated 2BR at $1,659/month represents less than 15% rent burden — these workers are not at risk of pricing out.
Pillar V
Year 5 Refinance — Capital Return, Strong Cash-on-Cash & Sale Optionality
The acquisition is financed with agency debt (Fannie Mae / Freddie Mac) at 4.50% fixed — inclusive of a 2.00% rate buydown — at 65% LTV with full interest-only through the hold. This structure maximizes early cash flow, eliminates amortization drag, and provides non-recourse, assumable debt with pricing certainty from day one.

The business plan models a refinance in Year 5, conservatively underwritten at the same 4.50% rate and 65% LTV as the acquisition loan — returning approximately 70% of invested equity to partners mid-hold while materially de-risking the position. The refi resets to a new full IO period and unlocks post-refi distributions averaging 22.1% levered cash-on-cash across Years 6–10 (18.8% → 26.5%). Using the same rate for refi underwriting is intentionally conservative — any rate improvement at Year 5 represents additional upside not reflected in the base case.

Year 5 Sale Optionality: Depending on market conditions at the time, Mossanen Group retains the option to sell rather than refinance. A Year 5 disposition is projected to generate a levered IRR approximately 100 basis points higher than the 10-year hold — reflecting the compressed hold period and full return of capital. If the capital markets environment at Year 5 is favorable, a full exit will be evaluated to maximize partner returns. The refinance delivers strong cash-on-cash income for investors who remain in; the sale option maximizes total return if the market warrants it.
Pillar VI — Upside Not Reflected in Underwriting
Tax Basis Re-Assessment — Condo Map Conversion
Hudson Square is currently assessed and taxed as a commercial property, carrying a materially higher millage rate than the residential rate applicable to condominium-mapped assets. Mossanen Group intends to pursue a condo map conversion post-acquisition — a structure that has become standard practice across Columbus multifamily and has been consistently upheld by Franklin County assessors with minimal friction.

This opportunity is intentionally excluded from our base-case underwriting — it is presented here as identified, low-execution-risk upside. Upon approval, the conversion is expected to reduce annual real estate taxes by approximately $300,000, flowing directly and permanently to NOI. Capitalized at the underwritten exit cap rate, this represents approximately ~$5.5M of incremental asset value at disposition. On a return basis, the $300K annual NOI improvement translates to approximately 400 bps of additional levered IRR and meaningfully improves levered cash-on-cash across the hold period. This is a well-precedented, administratively straightforward process — and a compelling layer of return optionality that exists entirely outside the base-case investment thesis.
4
Returns Summary
Total Equity
$17.5M
LP $13.1M · GP $4.4M
Total Distributions
$53.2M
10-year levered
Total Profit
$35.7M
After all debt service
Levered IRR
15.0%
10-year projection
Equity Multiple
3.0x
Levered
Avg. CoC (Yrs 6–10)
22.1%
Post-refi levered
Return Summary
MetricUnleveredLevered
Total Investment$45.8M$17.5M
Total Distributions$98.0M$53.2M
Net Profit$52.2M$35.7M
IRR9.2%15.0%
Equity Multiple2.2x3.0x
Profit — Cash Flow60%27%
Profit — Residual (Exit)40%73%
Yield Progression
MetricValueBasis
Acquisition Loan Rate (Agency)4.50%Fixed · 2.00% buydown · Full IO
In-Place Yield (Going-In Cap)5.53%NOI / Offer Price
Year 5 Yield on Cost6.4%Y5 NOI / Stabilized Basis
Trended Yield on Cost7.69%Y10 NOI / Cost Basis
Spread (Untrended / Trended)+43 bps / +244 bpsvs. Exit Cap
Exit Cap Rate5.25%Year 10
Cash-on-Cash by Year — Levered vs. Unlevered
YearUnlevered CoCLevered CoCNote
Year 15.3%1.4%Rebranding, amenity redesign & unit renovation ramp
Year 25.3%2.0%Unit renovations — lease-up of upgraded units
Year 35.5%3.0%Unit renovations — accelerating rent premium capture
Year 45.8%4.3%Unit renovations completing — NOI inflecting
Year 56.2%5.6%Stabilized operations · pre-refinance peak NOI
Year 6 ★ Post-Refi6.4%18.8%Equity returned to partners · distributions step up
Year 76.7%20.2%
Year 86.9%21.7%
Year 97.1%23.2%
Year 107.2%26.5%

★ The Year 5 refinance is the structural inflection point. Underwritten conservatively at the same 4.50% rate and 65% LTV as acquisition — returning meaningful LP equity mid-hold and resetting to a new full IO period. Post-refi distributions step up sharply and compound through exit.

5
Deal Capitalization
Uses of Capital
UsesAt AcquisitionAt Stabilization% Total$/Unit$/SF
Purchase Price$44.00M$44.00M86%$170,543$178
Closing Costs & Escrows$1.26M$1.26M2%$4,892$5
Financing Costs$0.68M$1.27M2%$4,912$5
Unit Renovations$2.96M6%$11,465$12
Common Area Renos & CapEx$1.54M4%$7,277$8
CM Fee$0.34M1%$1,308$1
Total Uses$45.94M$51.36M100%$199,088$208
Sources of Capital
SourcesAt AcquisitionAt Stabilization% Total$/Unit$/SF
Senior Loan (65.0% LTV)$28.93M$28.93M56%$112,112$117
LP Equity (75%)$13.15M$13.15M25%$50,966$53
GP Equity (25%)$4.38M$4.38M8%$16,989$18
Operating Cash Flow$5.31M10%$20,577$21
Total Sources$46.46M$51.77M100%$200,643$210
Acquisition Financing — Agency Debt (Fannie Mae / Freddie Mac): $28.93M senior loan at 4.50% fixed rate (inclusive of a 2.00% rate buydown), 65.0% LTV. Full interest-only through the hold — no amortization. Agency execution provides pricing certainty, non-recourse structure, and assumability optionality at disposition. Year 5 Refinance: Conservatively underwritten at the same 4.50% rate and 65% LTV, sized on stabilized NOI — returning meaningful LP equity mid-hold while maintaining a new full IO period through exit.
6
Operating Cash Flows
($M) T-12 Hist.Year 1Year 2Year 3Year 4 Year 5Year 6Year 7Year 8Year 9Year 10
Gross Potential Revenue$4.17M$4.38M$4.62M$4.90M$5.21M$5.51M$5.71M$5.88M$6.05M$6.23M$6.42M
(-) Rent Loss / Vacancy($0.15M)($0.27M)($0.25M)($0.27M)($0.28M)($0.30M)($0.31M)($0.32M)($0.33M)($0.34M)($0.36M)
Other Income$0.46M$0.56M$0.58M$0.59M$0.61M$0.63M$0.65M$0.67M$0.69M$0.71M$0.73M
Effective Gross Income$4.48M$4.67M$4.94M$5.23M$5.53M$5.84M$6.04M$6.22M$6.41M$6.60M$6.80M
Real Estate Taxes($0.93M)($0.95M)($1.03M)($1.07M)($1.10M)($1.13M)($1.16M)($1.20M)($1.24M)($1.27M)($1.31M)
Insurance($0.09M)($0.13M)($0.13M)($0.14M)($0.14M)($0.15M)($0.15M)($0.15M)($0.16M)($0.16M)($0.17M)
Other OpEx (Payroll, Utilities, R&M, Mgmt)($1.19M)($1.11M)($1.14M)($1.18M)($1.22M)($1.26M)($1.30M)($1.34M)($1.37M)($1.48M)($1.52M)
Total Operating Expenses($2.21M)($2.19M)($2.31M)($2.38M)($2.46M)($2.54M)($2.61M)($2.69M)($2.77M)($2.85M)($2.93M)
Expense Ratio49%47%47%46%44%43%43%43%43%43%43%
Net Operating Income$2.28M$2.48M$2.63M$2.84M$3.08M$3.31M$3.43M$3.53M$3.64M$3.75M$3.87M
(-) Unit Renovations($0.50M)($0.55M)($0.69M)($0.69M)($0.41M)
(-) Common Area & CapEx($0.22M)($0.22M)($0.12M)($0.12M)($0.39M)($0.12M)($0.12M)($0.12M)($0.12M)
(-) AM Fee / CM Fee / Reserves($0.21M)($0.21M)($0.21M)($0.21M)($0.21M)($0.16M)($0.16M)($0.16M)($0.16M)($0.15M)
Free Cash Flow$1.56M$1.65M$1.82M$2.06M$2.29M$3.15M$3.25M$3.36M$3.47M$3.71M
(-) Interest Expense($1.30M)($1.30M)($1.30M)($1.30M)($1.30M)($1.76M)($1.76M)($1.76M)($1.76M)($1.76M)
(-) Amortization
Levered Cash Flow$0.25M$0.35M$0.52M$0.75M$10.53M ★$1.39M$1.50M$1.60M$1.71M$1.96M
Levered Cash-on-Cash1.4%2.0%3.0%4.3%5.6% → Refi ★18.8%20.2%21.7%23.2%26.5%
DSCR1.91x2.02x2.18x2.36x2.54x1.95x2.01x2.07x2.13x2.20x
Yield on Cost5.3%5.3%5.5%5.8%6.2%6.4%6.7%6.9%7.1%7.2%
★ Year 5 levered cash flow reflects the net proceeds from the Year 5 refinance — conservatively underwritten at 4.50% fixed / 65% LTV (same terms as acquisition), returning meaningful LP equity mid-hold. New loan resets to a fresh full IO period, driving the sharp step-up in levered distributions through exit. All figures directional — see disclaimer below.
Year 1 NOI
$2.48M
Going-in: 5.53% cap
NOI Growth Y1→Y10
+56%
$2.48M → $3.87M
Avg. Post-Refi CoC (Yrs 6–10)
22.1%
Avg. levered CoC, Years 6–10
7
Market Overview
3-Mi Median HHI (2025)
$118,125
3-mile average household income
Submarket Occupancy (4Q25)
95.5%
+30 bps YoY — rising despite new supply
Proximate Investment
$25B+
Intel · Anduril · Amazon · Meta · Google
Demographics — 3-Mile Radius
2025 Population72,721
2030 Projected Population76,172 (+4.7%)
Median HHI (2025)$118,125
Projected HHI (2030)$131,399 (+27.6%)
Households Earning $100K+51%
Bachelor's Degree or Higher56%
White Collar Workers78%
Renter Occupied41%
Submarket Fundamentals — 4Q25
SubmarketWesterville / New Albany / Delaware
Effective Rent$1,525/month
Occupancy95.5% (+30 bps YoY)
2025 Deliveries2,549 units
2025 Net Absorption2,111 units
4Q25 Deliveries388 units
YoY Rent Growth+1.7%

Westerville, Ohio ranks among the most affluent, educated, and desirable suburban communities in the Columbus MSA — and the broader market dynamics make a compelling case that the submarket is still in the early stages of a long-term transformation. With a 3-mile average household income of $118,125 — the local renter base is financially resilient, upwardly mobile, and unlikely to experience affordability-driven churn. 51% of households earn over $100,000; 56% hold bachelor's degrees or higher; 78% are white-collar workers.

Retail & Lifestyle Infrastructure: Westerville and the surrounding corridor offer an exceptional and expanding retail and lifestyle environment that directly supports renter demand and premium rent achievement. Easton Town Center — one of the premier open-air retail and entertainment destinations in the Midwest — is located approximately 15 minutes from Hudson Square. Easton is anchored by an extraordinary concentration of luxury and flagship retailers including Louis Vuitton, Gucci, Chanel, Rolex, Tiffany & Co., and Hermès, alongside aspirational brands such as Apple, Pottery Barn, Anthropologie, and Restoration Hardware. The dining scene is equally elevated, with high-end restaurant concepts and national chef-driven establishments creating a true live-work-dine destination. The presence of these brands is not incidental — Rolex and Louis Vuitton do not open stores in submarkets without documented purchasing power. It is a direct signal of the affluence and lifestyle expectations of the household base this corridor attracts. The arrival of these brands is not incidental — it reflects the purchasing power and lifestyle expectations of the household base this submarket attracts. Equally significant is the rapid evolution of New Albany, just 10 minutes from the property, where a wave of high-end retail, restaurant, and boutique fitness concepts has emerged in recent years. New Albany Market District and the broader mixed-use corridor represent a deliberate curating of amenities targeting the high-income professional household — the same demographic Hudson Square is purpose-built to serve. The continued retail investment in this corridor is a leading indicator of long-term demand, not a lagging one.

Renter Profile & Unit Mix: Hudson Square's core renter is the young professional in their late 20s to early 30s — dual-income, pre-family or early-family stage — for whom employment proximity, lifestyle amenities, and unit quality drive leasing decisions far more than school district ratings. The property's exclusive 1BR and 2BR unit mix directly targets and reinforces this demographic: the absence of 3-bedroom units structurally limits exposure to the family renter segment where school district quality becomes a primary decision factor.

Supply Dynamics: Despite 2,549 units delivered in the submarket in 2025, net absorption reached 2,111 units — and occupancy actually rose 30 bps year-over-year to 95.5%. This is a compelling demonstration of demand resiliency under peak supply pressure. The 4Q25 delivery pace of 388 units is manageable, and the forward pipeline is expected to normalize substantially in 2026–2027. At $174k/unit acquisition cost vs. $200–220k replacement cost, new construction economics do not pencil — a structural protection against future competitive supply.

Rent Growth: The 1.7% YoY rent growth in 2025 occurred during the highest supply year in recent memory. As the pipeline normalizes and the Intel/Anduril employment base builds through the late 2020s, organic rent growth is expected to accelerate — consistent with Mossanen Group's underwritten assumptions of 3–5% annually through the hold period.

Submarket Map — Key Points of Interest
Subject Property Major Employer / Investment Lifestyle / Infrastructure
🛰 Satellite
Subject Property
Hudson Square
Westerville · 258 Units
~15 min · Employer
Intel Ohio Campus
$28B semiconductor fab
~40 min · Major Employer
Anduril Arsenal-1
$1B defense manufacturing · Ashville, OH
~12 min · Employer
Amazon AWS
$3.5B data center campus
~18 min · Employer
Meta Data Center
1 Community Cir · New Albany
~10 min · Corporate Campus
New Albany Business Park
10M+ SF · 9,000+ jobs
~25 min · Employer
JPMorgan Chase HQ
1111 Polaris Pkwy · Columbus
~28 min · Redevelopment
Bridge Park — Dublin
$600M mixed-use redevelopment
~8 min · Lifestyle
Easton Town Center
Louis Vuitton · Gucci · Chanel · Rolex
~22 min · Infrastructure
John Glenn Airport
$2B expansion underway
~25 min · Urban Core
Downtown Columbus
CBD · Short North · Arena District
~20 min · University
Ohio State University
68,000 students · Major employer
~15 min · Retail
Polaris Fashion Place
Premier retail corridor · North Columbus
~25 min · Major Employer
Nationwide Children's
Top-ranked hospital · Major employer
8
Employment & Economic Drivers
ProjectInvestmentJobsAvg. SalaryDistanceStatus
Intel Ohio Semiconductor Campus$20B+3,000 permanent$135,000~15 minUnder construction · prod. 2030
Anduril Arsenal-1 Defense Facility$900M–$1B4,000+ by 2035$80–120K est.~20 minAnnounced/funded
New Albany Business Park$6B+ total9,000+ on-siteVarious~10 minOperational · expanding
Amazon AWS Data Centers$3.5BSignificant$90–130K est.~12 minOperational & expanding
Google Columbus Expansion$2.3BSignificant$100K+ est.~30 minCommitted
LG Energy / Honda EV Plant$4.4B2,200+$75–100K est.~40 minUnder construction
Amgen Biomanufacturing$1.4BHundreds$90K+ est.~20 minPlanned
Meta Prometheus AI SuperclusterUndisclosedSignificant$120K+ est.~20 minAnnounced
John Glenn Int'l Airport Expansion$2.0BRegional impactVarious~35 minIn progress
Total Proximate Investment$25B+20,000+ jobsDecade-long demand driver for Westerville/Northeast Columbus housing market
Rent Burden Check — Intel Worker: At a $135K annual Intel salary ($11,250/month), a renovated 2BR at $1,565/month represents only 13.9% rent burden — well below the 30% affordability threshold. These workers are not price-sensitive to Hudson Square's renovation premiums. The Intel campus alone represents 3,000 permanent jobs with above-median salaries within 15 minutes of the property.
9
Rent Comparables
Comparable Rental Properties — Westerville Trade Area
#PropertyCityDist. (mi)UnitsBuiltOcc.Avg SFAvg Rent$/SF
1Warner WestWesterville0.34108201295%848$1,259$1.57
2Arden ParkWesterville0.38180201895%880$1,253$1.44
3Albany LandingsWesterville0.27272201095%947$1,304$1.48
SHudson Square (Subject)Westerville258201397.7%957$1,393$1.46
4The Woods at Perry LaneWesterville0.21168201493%909$1,440$1.65
5Baxter ParkWesterville1.10180202197%970$1,588$1.53
6Hamilton WoodsWesterville0.19174202398%921$1,621$1.93
7DaltonWesterville0.09168202396%1,012$1,764$1.93
8FairmontWesterville0.30219202590%928$1,935$2.10
Comp Average (ex. Subject)18495%927$1,514$1.63

Properties sorted ascending by average in-place rent. Subject shown at current in-place rent of $1,393/mo — ranking 4th of 9 properties. Post-renovation target of $1,591 blended would rank 6th.

1-Bedroom Rent Comparison
Property1BR Rent$/SFvs. Subject
Warner West$1,098$1.62–$134
Arden Park$1,170$1.68–$62
Albany Landings$1,213$1.57–$19
Hudson Square (In-Place)$1,232$1.65
↳ Post-Reno Target$1,387$1.85+$155
The Woods at Perry Lane$1,370$1.77+$138
Baxter Park$1,400$1.47+$168
Hamilton Woods$1,409$2.06+$177
Fairmont$1,558$2.33+$326
Dalton$1,565$2.10+$333

Hudson Square's 1BR in-place rent of $1,232/mo ranks 4th lowest. Post-renovation target of $1,387 would rank 6th — above 5 of 8 comps.

2-Bedroom Rent Comparison
Property2BR Rent$/SFvs. Subject
Arden Park$1,335$1.40–$121
Albany Landings$1,395$1.38–$61
Warner West$1,420$1.52–$36
Hudson Square (In-Place)$1,456$1.40
↳ Post-Reno Target$1,668$1.60+$212
The Woods at Perry Lane$1,510$1.52+$54
Baxter Park$1,775$1.59+$319
Hamilton Woods$1,832$1.80+$376
Dalton$1,962$1.75+$506
Fairmont$1,999$1.86+$543

Hudson Square's 2BR post-reno target of $1,668/mo ranks 4th lowest — above Warner West, Albany Landings, Arden Park, and The Woods at Perry Lane, and above 5 of 8 comps.

Comp Set Read-Through: Hudson Square's post-renovation rent targets ($1,387 1BR / $1,668 2BR) are positioned squarely in the middle of the comp set — above 5 of 8 direct comparables and below only the newest 2023–2025 vintage product. This is a deliberate, conservative positioning: the renovation program is designed to capture the mid-market premium, not to compete with top-of-market lease-up assets.
9B
Sales Comparables & Replacement Cost
Columbus MSA Multifamily Sales — 2021 to Present

Sorted ascending by price per unit. * Denotes transactions with tax abatement — economics may overstate true market pricing.

Property Submarket Built Units Sale Date Sale Price Price/Unit Price/SF Cap Rate
The Gramercy New AlbanyNew Albany2012322Sep-23$72,200,000$224,224$1895.00%
Harrison Park *Harrison West2013108Mar-23$25,000,000$231,481$2545.05%
District at TuttleHilliard2015228Oct-25$53,800,000$235,965$1935.34%
Caldera HouseLewis Center2020137Oct-25$33,000,000$240,876$2405.28%
Kendall ParkColumbus2016174Oct-24$42,108,000$242,000$1205.15%
Camden AnnexNew Albany202288Sep-23$22,500,000$255,682$2455.25%
Vera on Broad *Downtown2023114Aug-25$29,300,000$257,018$305
CamdenNew Albany2022192Oct-23$49,500,000$257,812$2545.25%
Luxe at the HighlandsWorthington2019166Jun-23$43,559,477$262,406$2554.74%
Dalton ResidencesNew Albany2023168Nov-24$44,184,000$263,000$260
Founders Park *Grandview2021363Jul-25$98,000,000$269,972$354
Makley Place *Victorian Village2021140Aug-25$37,800,000$270,000$3685.34%
The Jerome *Downtown201754Nov-22$14,800,000$274,074$3193.48%
Luxe 88 *Columbus2020220Aug-21$65,000,000$295,455$2894.88%
Fairmont *New Albany2025219Listing$63,500,000$289,954$3125.45%
Columbus Boutique Trio *Grandview2021330Under Contract$115,000,000$348,485$378
Comp Average — All (n=16) $263,650 $271 5.16%
Comp Average — Non-Abated Only (n=8) $247,746 $220 5.14%
★ Hudson Square (Acquisition) Westerville 2013 258 Q2 2026 $44,500,000 $172,481 $180 5.53%
All-Comp Avg $/Unit
$263,650
All 16 transactions
Non-Abated Avg $/Unit
$247,746
8 arm's-length transactions
Hudson Square Basis
$172,481
$44.5M ÷ 258 units
Discount to Non-Abated
–30.4%
$75,265/unit below market

Replacement Cost Analysis

Comparable new construction in the Columbus MSA is currently underwriting at ~$240,000 per unit in all-in replacement cost. The table below illustrates the cost stack and the meaningful discount at which Hudson Square is being acquired.

Cost Component$/Unit% of Total
Land (Ground)$15,000 – $20,0006–8%
Hard Costs (Construction)$155,00065%
Soft Costs (Arch, Eng, Fees)$65,00027%
Total Replacement Cost$235,000 – $240,000100%
Acquisition Basis
$174,419 / unit
27% below hard cost alone
Stabilized Basis (Post-Reno)
$203,214 / unit
~16% below replacement cost
Replacement Cost Premium
$38,000 – $65,000 / unit
Structural floor under asset value
Basis Protection Read-Through: At $172k/unit, Mossanen Group is acquiring Hudson Square at a ~27% discount to full replacement cost (land + hard + soft = $235–240k) and a ~30% discount to the non-abated comp average of $247,746/unit. A developer cannot build this asset today — or deliver it within 3 years — for anywhere near the acquisition price. This below-replacement-cost basis provides a structural floor under asset value and meaningfully limits downside risk across all exit scenarios modeled in the sensitivity analysis.
10
Sensitivity Analysis
Directional Disclaimer: All sensitivity outputs are directional estimates derived from Mossanen Group's underwriting model as of March 9, 2026. Actual results will vary based on renovation execution, market rent achievement, vacancy, refinance rates, and exit cap rate.
5-Year Hold
IRR / Equity Multiple / Going-In Cap
Exit Cap ↓ / Price → $43,000,000$43,500,000$44,000,000$44,500,000$45,000,000$45,500,000
5.00%18.5% / 2.3x / 5.7%17.9% / 2.2x / 5.7%17.4% / 2.2x / 5.6%16.8% / 2.1x / 5.5%16.3% / 2.1x / 5.5%15.7% / 2.0x / 5.4%
5.25%17.1% / 2.1x / 5.7%16.5% / 2.1x / 5.7%16.0% / 2.1x / 5.6%15.4% / 2.0x / 5.5%14.8% / 2.0x / 5.5%14.3% / 1.9x / 5.4%
5.50%15.7% / 2.0x / 5.7%15.2% / 2.0x / 5.7%14.6% / 2.0x / 5.6%14.0% / 1.9x / 5.5%13.4% / 1.9x / 5.5%12.9% / 1.8x / 5.4%
5.75%14.4% / 1.9x / 5.7%13.8% / 1.9x / 5.7%13.2% / 1.8x / 5.6%12.6% / 1.8x / 5.5%12.1% / 1.7x / 5.5%11.5% / 1.7x / 5.4%
6.00%13.1% / 1.8x / 5.7%12.5% / 1.8x / 5.7%11.9% / 1.7x / 5.6%11.3% / 1.7x / 5.5%10.7% / 1.6x / 5.5%10.1% / 1.6x / 5.4%

★ Base case: $44.5M entry / 5.25% exit cap  ·  Format: IRR / Equity Multiple / Going-In Cap. Highlighted cell = base case intersection.

10-Year Hold
IRR / Equity Multiple / Going-In Cap
Exit Cap ↓ / Price → $43,000,000$43,500,000$44,000,000$44,500,000$45,000,000$45,500,000
5.00%16.9% / 3.3x / 5.7%16.5% / 3.3x / 5.7%16.1% / 3.2x / 5.6%15.8% / 3.2x / 5.5%15.4% / 3.1x / 5.5%15.0% / 3.0x / 5.4%
5.25%16.1% / 3.2x / 5.7%15.7% / 3.2x / 5.7%15.3% / 3.1x / 5.6%15.0% / 3.0x / 5.5%14.6% / 3.0x / 5.5%14.2% / 2.9x / 5.4%
5.50%15.3% / 3.1x / 5.7%14.9% / 3.0x / 5.7%14.6% / 3.0x / 5.6%14.2% / 2.9x / 5.5%13.8% / 2.9x / 5.5%13.5% / 2.8x / 5.4%
5.75%14.6% / 3.0x / 5.7%14.2% / 3.0x / 5.7%13.8% / 2.9x / 5.6%13.5% / 2.8x / 5.5%13.1% / 2.8x / 5.5%12.8% / 2.7x / 5.4%
6.00%13.9% / 2.9x / 5.7%13.5% / 2.8x / 5.7%13.2% / 2.8x / 5.6%12.8% / 2.7x / 5.5%12.5% / 2.7x / 5.5%12.1% / 2.6x / 5.4%

★ Base case: $44.5M entry / 5.25% exit cap  ·  Format: IRR / Equity Multiple / Going-In Cap. Highlighted cell = base case intersection.

Key Observations: At the base case ($44.5M / 5.25% exit), the 5-year hold produces 15.4% IRR / 2.0x and the 10-year hold produces 15.0% IRR / 3.0x. Even under a stressed 6.00% exit cap on a 10-year hold, the investment still generates a 12.8% IRR — reflecting the structural protection of the below-replacement-cost entry basis and the IO capital structure throughout the hold.
11
Risks & Mitigants
Columbus City School District — Below Westerville & New Albany
Hudson Square falls within the Columbus City School District, which carries lower academic ratings than the adjacent Westerville and New Albany districts. For family-oriented renters, this can be a negative in submarket comparisons. Mitigant: Hudson Square's renter profile is concentrated among young professionals in their late 20s and early 30s — a demographic for whom school quality is a secondary or irrelevant consideration relative to employment proximity, lifestyle, and unit quality. The property's 1BR and 2BR-only unit mix structurally limits exposure to the family renter segment where school district ratings matter most. Notably, all directly comparable properties in the immediate trade area fall within the same Columbus City School District — this is not a differentiator among competitive alternatives and does not represent a relative disadvantage in head-to-head lease-up comparisons.
Moderate
Elevated Supply — 2,549 Units Delivered in Submarket (2025)
The Westerville/New Albany/Delaware submarket delivered 2,549 units in 2025 — a historically high delivery year. If absorption slows or new supply competes directly for Hudson Square's renter base, rent growth could remain muted or occupancy could soften below underwritten 95%. Mitigant: Submarket occupancy actually increased 30 bps year-over-year to 95.5% despite peak deliveries. Net absorption of 2,111 units in 2025 demonstrates strong underlying demand. Pipeline is expected to normalize substantially in 2026–2027. Hudson Square's largest-in-market unit sizes (957 SF avg.) attract the professional/family renter who prioritizes space over novelty.
Moderate
Modest Near-Term Rent Growth (1.7% YoY in 2025)
Current submarket rent growth of 1.7% is below the 3–5% underwritten in Years 3–10. If rent growth remains muted beyond the peak supply year, cash flow and exit valuation could fall below projection. Mitigant: The 1.7% growth rate occurred in the peak supply year and is expected to be transitory. Intel hiring (3,000 jobs) doesn't begin in earnest until 2028–2030, representing a significant demand catalyst not yet in the market. The renovation program creates its own organic rent growth independent of market rent trends. Even at 1.5% market rent growth, the investment generates double-digit levered IRR.
Low–Moderate
Renovation Premium Execution Risk
The blended $203/month renovation premium must be consistently achieved as units turn. If premium capture falls short or concessions are required, renovation ROC and incremental revenue will compress. Mitigant: The rent gap to market is well-documented across 8 direct comps with an average rent of $1,590/month vs. Hudson Square's $1,393 in-place. At $11,060/unit blended reno cost, even a $130/month premium (vs. $196 target) yields a 14.1% ROC — still well above threshold. The 1BR program at 38.6% ROC provides exceptional cushion even under downside scenarios.
Moderate
Interest Rate / Refinance Risk (Year 5)
The Year 5 refinance is modeled at favorable terms. If rates are materially higher in 2030–2031, the refi may generate less equity return or require higher debt service, compressing post-refi distributions. Mitigant: NOI grows from $2.25M (Year 1) to $3.01M (Year 5) — a 34% increase — substantially improving the debt coverage and appraisal value underpinning the refi. Even without the refi, the property generates strong levered cash-on-cash from operating cash flow. The refi is accretive but not required for the investment to generate attractive returns.
Low–Moderate
Intel / Macro Employment Risk
Intel's Columbus campus is the single largest employment driver in the thesis. If Intel's investment is scaled back or delayed due to macro/geopolitical factors, the long-term demand thesis could be impacted. Mitigant: Intel's Ohio campus is backed by CHIPS Act federal funding and represents a once-in-a-generation domestic semiconductor investment. Even setting Intel aside, the existing employment base (Amazon AWS, Google, Meta, New Albany Business Park) already supports strong demand. Hudson Square is underwritten conservatively: stabilized occupancy of 95% is already being achieved today at 97.7%.
Low
Exit Cap Rate Expansion
If cap rates expand materially between now and exit (Year 10), the gross sale price will be lower than the base case $69.4M, compressing equity multiple and IRR. Mitigant: The sensitivity analysis shows that even at a 6.25% exit cap (75 bps above underwritten), the 10-year hold generates a projected 10.5% levered IRR / 2.3x multiple — still an attractive risk-adjusted return. The below-replacement-cost acquisition basis and NOI growth provide significant cushion against cap rate expansion.
Moderate–High
12
Conclusion & Investment Opportunity
Hudson Square represents a rare confluence of stabilized in-place cash flow, a below-replacement-cost basis, and embedded upside that requires no speculative assumptions to underwrite. At $174k per unit on a 2013-vintage Class A asset in one of the fastest-growing suburban corridors in the Midwest, Mossanen Group is acquiring good real estate at a price that reflects today's market dislocation — not tomorrow's potential.

The business plan is intentionally straightforward. The first layer of value creation — approximately $100/month of mark-to-market rent correction — requires no capital and no execution risk; it is simply a function of professional management and natural turnover. The second layer — an additional ~$100/month achieved through a disciplined renovation scope with a documented 21.2% blended return on cost — is supported by eight directly comparable properties already achieving those rents in the same submarket today. Neither layer requires the market to do anything it has not already done.

What makes this acquisition particularly compelling is the alignment of the capital structure with the macro demand cycle. The Year 5 refinance is timed to coincide with the completion of Intel's $28 billion semiconductor campus — the largest private investment in Ohio history — as well as the broader New Albany data center and logistics corridor buildout. By the time Mossanen Group refinances and resets the capital structure, the submarket will have absorbed tens of thousands of new high-wage jobs, and the organic rent growth embedded in the hold period will have meaningfully compressed the effective basis. The result is a capital return to partners at a point of maximum asset strength, with post-refi cash-on-cash returns projected at 26.5% average across Years 6–10 (22.7% → 31.6%) on remaining invested equity.

Mossanen Group is a vertically integrated real estate operating company with direct in-house capabilities across acquisitions, asset management, and property operations through its Moss Communities platform. This vertical integration is not incidental — it is the source of the firm's ability to execute on value-add programs at controlled cost, respond to market conditions in real time, and protect NOI through proactive management rather than third-party reliance. The firm has a proven track record of repositioning multifamily assets, having successfully executed similar renovation and rebranding programs across its portfolio. Hudson Square is, by design, among the more straightforward repositioning opportunities the firm has pursued — the asset is already stabilized, the comps are already achieving the target rents, and the renovation scope is well-defined with minimal execution risk.

We are buying good real estate — a well-located, institutionally maintained, high-occupancy asset — with embedded low-hanging-fruit upside already visible in the comp set. The downside is protected by basis; the upside is supported by evidence.


Active Equity Raise
Mossanen Group is Currently Raising Equity for Hudson Square
Limited Partnership interests available to accredited investors and qualified institutional buyers
Total Equity Raise
$17.5M
LP: $13.1M · GP: $4.4M
Minimum Check Size
$500,000
Accredited investors / QIBs only
Target Close
Q2 2026
Subject to PSA execution
Projected Returns to LP Investors
15.0%
Levered IRR
3.0x
Equity Multiple
22.1%
Avg. CoC Yrs 6–10
$72.8M
Projected Exit (Y10)
Important Disclaimer: This investment memorandum has been prepared by Mossanen Group solely for informational purposes and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer will be made only by means of a formal Private Placement Memorandum delivered to qualified investors in accordance with applicable securities laws. All financial projections, return estimates, sensitivity analyses, and market data contained herein are directional in nature and based on assumptions that may not prove to be accurate. Past performance of similar investments is not indicative of future results. Prospective investors should conduct their own independent due diligence and consult with their legal, financial, and tax advisors before making any investment decision. This document is confidential and intended solely for the use of the named recipient. Distribution or reproduction without the prior written consent of Mossanen Group is prohibited.